Hometown Insurance Services has been in business in Goodlettsville, Tennessee since 1998, serving the middle Tennessee market place. In January of 2015, Hometown Insurance Services expanded their presence to include Bowling Green, Kentucky and serve the South Central Kentucky market place.
We are a family owned insurance agency that focuses only on our client’s insurance needs. Our expert and friendly service will help you find the best auto insurance, home insurance, life insurance or business insurance policy that suits your needs with face-to-face interactions with a real person. We are backed by a company known in the industry for their financial strength and superior service – Erie Insurance – who still lives by their 90 year old founding purpose: “To provide our Policyholders with as near perfect protection, as near perfect service as is humanly possible and to do so at the lowest possible cost.”
Let Hometown Insurance Services offer you the best insurance products and personalized service at the most competitive price.
An Independent Advantage
We are Independent Agents in Bowling Green, Kentucky, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Hometown Insurance Services represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.